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Digital threats to companies are on the rise, and organizations worldwide are investing a growing share of their budgets to secure their networks. A report published by digital security specialists Gemalto reveals that 945 data breaches led to 4.5 billion data records being stolen worldwide in the first half of 2018.Here are a few easy steps to follow in order to mitigate the risks posed by a cyber-attack at your workplace.

The quest for digitisation may be deemed elusive by some, however in switching from postal mail to fax and eventually to email, from paper-ledger to spreadsheet or even to fully fledged process automation, the road to digitisation has already been embarked upon by organisations. Staying ahead of the competition, however, is not about the technology itself, but a matter of strategy.

Malta was the first country to enact a comprehensive regulatory framework to cater for ICOs. This move to regulate initial coin offerings inspired other regulators around the world to move to regulate the space themselves.

Malta has led the way in the regulation of the application of distributed ledger technology (DLT), including blockchain, to the financial world, paving the way for the issuers of DLT and digital assets as well as firms dealing with such digital assets.

Since homo sapiens developed from earlier primates c. 300,000 years ago, we have constantly improved technology to serve our needs efficiently and with less effort.

There is little doubt about the fact that AI and robotics will be two of the most defining technology accelerators of this decade. Apart from their deployment in the field of business, these technologies bear potential to enhance the quality of life of millions of individuals worldwide.

Ever since that faithful day on 24 June 2016 Brexit has been characterized by disarray, discord and disorder. The British Parliament has been in disarray and even after countless parliamentary votes remains undecided on the next course of action. 29th March 2019 should have marked the day the United Kingdom (UK) officially leaves the European Union (EU).

Resolving the issue of Non-performing Loans (NPLs) is not just a regulatory problem to address but a way to manage a bank’s balance sheet and increase profitability. Sound management of non-performing loans means that these would be replaced by new, sound exposures.

Best Citizenships, an online platform and comparison site for Citizenship and Residence by Investment Schemes (CRBI), has ranked Malta’s residence by investment scheme as the second best one in the world.

NPLs constitute a liability for bank institutions and require an organic strategy to deal with.

We all heard about “big data”; which is incomprehensibly large data generated by real people. To give you an idea of scale; 90% of all data was created in the last 2 years, and we currently generate c. 2.5 quintillion bytes of data a day.

Big data analytics refers to the possibility of gathering and analysing a substantial amount of data through advanced Business Intelligence (BI) software systems.

The Asia Pacific (APAC) region is ageing more rapidly than any in history and Grant Thornton’s International Business Report (IBR) reveals that business leaders in the region view ageing as the most significant threat to their businesses over the next five years. It will reduce the supply of labour, increase wages, and potentially reduce competitiveness. But it isn’t all bad news. Health and medical technology (medtech) businesses are leading the way in identifying rich opportunities in this disruption.

The Malta Financial Services Authority (MFSA) has published the much anticipated final version of the VFA Rules for Service Providers (the “Rules”), Chapter 3 of the VFA Rulebook. These Rules outline high-level principles aimed at guiding VFA Service Providers when offering their services.

Real Estate Investment Trusts (REITs) are companies who own and manage various types of properties. These companies earn regular income through the rental of these properties which is then distributed to shareholders in the form of regular dividends. The companies also offer investors the potential to gain from the long-term appreciation of properties within the company’s portfolio.

2018 was an exceptionally good year for Malta’s tourism industry as the number of inbound tourists reached a record 2.6 million, reflecting an increase of 14.3% over the previous year.