Read our insights, reports and more

Quantum computing is reshaping long‑term cryptographic assumptions. This article explores why quantum risk is a governance issue for financial services, and how institutions must move from secure by default to secure by design to protect digital trust.

Stablecoins are increasingly embedded in global payments, but they also shift where financial-crime risk sits. Drawing on the latest analysis from the Financial Action Task Force, this insight explores how unhosted wallets, P2P transactions, and cross-chain activity challenge traditional AML frameworks. It explains why governance design, embedded controls, and lifecycle accountability are becoming critical for firms operating in the stablecoin ecosystem.

As the EU introduces MiCA, PSD3, and the FIDA framework, this insight examines the need for a principle-based regulatory approach that prioritises trust, consumer protection, and market integrity. It highlights the risks of regulatory fragmentation and outlines how Grant Thornton Malta helps clients adapt and innovate within this evolving landscape.

This article explains the legal framework for interest on overdue payments in Malta, including the EU Late Payments Directive, Legal Notice 272 of 2012, and creditor rights. It covers applicable interest rates, automatic entitlements, recovery costs, and exceptions under the Civil Code.

Explore Malta's financial market abuse regulations under the MFSA's Prevention of Financial Market Abuse Rules. Learn how issuers, investment firms, and market operators can ensure compliance with MAR and ESMA guidelines through robust disclosure, insider list management, and market conduct controls.

Malta is positioning itself as a platform to enable entrepreneurship and businesses to prosper and achieve their international ambitions. With a high ratio of AI startups to residents and a supportive environment for innovation, Malta offers a unique opportunity for businesses looking to expand in the tech sector. The country's strategic geographic location, robust regulatory framework, and government support make it an attractive destination for tech startups and investors.

In a world of impersonal transactions, we believe business success hinges on meaningful relationships and trusted guidance. As Europe charts a bold new course with its Competitiveness Compass, organisations need more than generic advice.

The Malta Financial Services Authority (MFSA) has been conducting a number of consultations to gather valuable insights as part of the review and update of the Financial Institutions Rulebook. As part of this process the MFSA released further enhancements to the Financial Institutions Return (FI Return), governed by Chapter 3 of the Financial Institutions Rulebook (FIR/03).

The European Union finds itself at a pivotal moment, grappling with economic challenges and mounting calls for reform. Recent discourse around the EU's regulatory framework and its focus on net-zero emissions underscores concerns over competitiveness and growth. Meanwhile, the United States, under the Trump administration, has taken a different path, recalibrating its strategies and presenting challenges to the EU's approach.

The landscape of work continues to evolve across Europe, with remote working emerging as a significant driver of organizational change. A new study conducted across 15 European countries offers fresh perspectives on how this transformation is reshaping both business practices and employee expectations.

The Malta Financial Services Authority (MFSA) launched a consultation process to revise Chapter Chapter 3 of the Financial Institutions Rulebook (FIR/03).

The yachting industry is undergoing a transformative shift with the introduction of the Small Commercial Yacht Code (sCYC). This comprehensive regulatory framework applies to commercial yachts under 24 meters in length, emphasizing safety, compliance, and technological advancements. Dive into this insightful article to explore how sCYC impacts the industry and stay informed about the evolving landscape.

This expansion implies that the updated Guidelines will now offer insights into the mitigating measures that should be adopted. The document explains how CASPs can tailor their risk mitigation strategies, incorporating the utilization of blockchain analytics tools. Moreover, it provides guidance to other financial institutions and credit entities that either have CASPs as clients or are exposed to crypto assets.

The subject persons are encouraged to provide their input, as the 'Travel Rule Guidelines' aim to standardize the implementation of EU law and the framework for combating money laundering and terrorism financing.