Malta boasts a large financial services industry when considering the country’s economy and GDP. It has established a robust framework enabling institutions to operate within a flexible environment such that they may carry on a sustainable business whilst safeguarding consumer protection measures. Given that Malta is an EU Member State, Malta’s rules applicable to the banking sector provide clear regulation enabling financial stability and the prevention of systemic effects. Although this comes at a cost for institutions, it should be perceived as a value-added which will enable the establishment of sustainable business models enhancing customer trust within a pan-European market

Banking

A legal guide to Malta's banking sector

The most comprehensive and agile guide to Malta's banking sector

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    The European Central Bank reviews its supervisory priorities

    BANKING

    The supervisory priorities have outlined focus areas for supervision in 2020. The ECB Banking Supervision has detected sources of risk in cooperation with the competent national authorities. The main risk factors identified include economic, political, and debt sustainability challenges in the Euro area, business model sustainability, as well as cybercrime and IT deficiencies. Additional significant risk drivers include execution risk attached to strategies for non-performing loans (NPLs), easing lending standards, repricing in financial markets, misconduct/money laundering/terrorism financing, Brexit, global outlook and geopolitical uncertainties, reaction to regulation and climate-change-related risks.

    08 Oct 2019
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