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After spending your whole lifetime working hard to build up your personal wealth, you want to ensure that upon your death your estate won’t fall into the hand of the taxman but into the hands of your chosen beneficiaries.
For this to take place, the legislation that governs the passing of your estate requires you to plan well in advance. Furthermore, this makes it vital that provisions are done now and not later as no one knows when we shall die.
In result, the earlier you make such arrangements, the greater your chances are of taking full advantage of the tax opportunities available, and therefore maximising the amount which goes to your beneficiaries. If this is not the case, there is nothing more unsettling than the thought that a substantial share of the wealth you've earned through hard work will end up in the possession of the government since you didn’t act early and weren’t more efficient.
It is also of utmost important that when you intend to transfer your estate, you make adequate provisions for yourself and your spouse in your later years. Achieving this balance calls for a substantial amount of skill and foresight and extensive knowledge of the tax regime.